Onboarding that adapts to the risk before the work begins.
JUSTE screens first, applies your codified AML policy to determine what due diligence is required, and keeps the rationale, approvals and evidence together in one governed record.
Straightforward clients move quickly. Higher-risk cases trigger the additional questions, evidence and human review your policy requires.
Illustrative view. A medium or high-risk profile shows the additional steps the policy requires.
From first capture to a defensible onboarding decision.
JUSTE brings screening, identity checks, due diligence, policy rules and approvals into one workflow. The amount of work follows the risk found rather than a one-size-fits-all checklist.
Capture can happen with a staff member at the desk or remotely by link, depending on how your firm works.
Capture the client
Start with an ID at the desk or send a secure intake link when the client is remote. No app installation is required for the client.
Screening establishes the risk context
Sanctions, PEP, adverse media and other relevant risk factors are assessed before the workflow asks for additional evidence.
Your policy determines the due-diligence path
The firm’s approved rules determine which checks, questions, evidence and approvals are required for the risk presented.
The decision and evidence stay together
The screening, identity evidence, policy logic, approvals and final onboarding decision remain linked in one governed record.
One workflow, proportionate to the risk found.
Simplified due diligence
Where your policy permits a simplified path, the workflow limits the client burden to the checks and evidence actually required.
Customer due diligence
Targeted questions and evidence requests are tied to the specific risk drivers identified, with the workflow staying inside the firm’s approved guardrails.
Enhanced due diligence
Where enhanced due diligence is required, JUSTE adds the necessary questions and evidence requirements and routes the case for the human review your policy requires.
Delegation works because policy sets the boundaries.
Designated staff members can carry out onboarding within the scope your firm allows. When the risk crosses a policy threshold, the workflow requires the additional review, evidence or approval defined by the firm.
AI informs; policy governs
AI can recommend a risk level, but the firm’s codified policy determines the applicable control path. Where the two differ, the policy rule is recorded and applied.
Overrides remain attributable
The record keeps the AI assessment, the policy rule, the relevant policy version, the reason for any permitted override and the person who reviewed it.
Escalation follows the rule
Where the policy requires additional review, the file is routed to the appropriate person with the relevant risk context and evidence already attached.
Policy-set decisions cannot be changed silently
Changing a classification set by policy requires a recorded review, so the final outcome retains the reasoning behind it.
Illustrative view of a guardrail in action.
Companies are structures, not names.
Onboarding a corporate client means understanding the entity, the people behind it and the relationships between them. JUSTE keeps that structure, the screenings and the final decision together in one governed record.
Onboarding is one part of the obligation.
AML administration
Run the wider AML administration around onboarding: risk policy, team scope and training, supervision, readiness status and outstanding work.
Explore AMLJUSTE for Clio
Start onboarding from a Clio contact or matter and have the finished reports return to the matter documents, with the governed record kept in JUSTE.
See the Clio integrationWhat firms ask about onboarding.
What does the client actually have to do?
That depends on the risk and the capture method. A staff member can capture an ID at the desk, or the client can complete intake remotely by link. The workflow only asks for the additional questions and evidence your policy requires.
Who in our firm can run onboarding?
Designated staff members can carry out onboarding within the scope your firm allows. Codified policy guardrails determine when extra evidence, approval or escalation is required.
Can the client do it themselves instead?
Yes. Send a link and they complete intake on their own phone, without installing anything. Firms typically use desk capture when the client is present and a link when they are not.
What happens with a high-risk client?
Where your policy requires enhanced due diligence or specialist review, JUSTE routes the case with the relevant screening results, policy rule and evidence already attached for human review.
What does KYB cover?
Company verification, ultimate beneficial owners, directors and representatives, and the control structure, with each relevant person screened and the whole thing recorded as one governed decision.
Does this work for existing clients too?
Yes. Periodic review and re-onboarding can run through the same policy-governed workflow, so the current decision and supporting evidence remain traceable.
Credentialed expertise shouldn’t end in a PDF.
Complex ownership, higher-risk jurisdictions and Enhanced Due Diligence can require deeper judgement. Where you choose to use one, an independent ACAMS-accredited expert can support individual cases or review the policy framework that governs onboarding.
Accredited review
An ACAMS-accredited AML expert can review your risk logic, challenge assumptions and provide an independent view using their own professional judgement.
EDD when it’s needed
For high-risk cases, source-of-funds work or a difficult classification, the same expert can be engaged on the individual matter — expertise your team can reach for without carrying it full-time.
Continuity when questions come
If the same expert has already reviewed your framework, they can support you with useful context when an audit or supervisor raises questions.
No commission, ever
You engage and pay the expert directly. JUSTE does not intermediate the engagement or take a commission.
Make the next onboarding proportionate from the start.
Start the free trial and run a real intake, or book a demo and we will walk through the workflow end to end using your own policy logic.